Privacy Policy

1. INTRODUCTION

Stock Market Scouts, LLC ("Stock Market Scouts," "SMS," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services (collectively, the "Services").

By downloading, installing, or using the Stock Market Scouts mobile application (the "App"), you consent to the practices described in this Privacy Policy. If you do not agree with these practices, please do not use the Services.

2. INFORMATION WE COLLECT

2.1 Information You Provide

We may collect information that you voluntarily provide when using the Services, including:

• Account Information: Email address and password when you create an account.

• Communication Data: Information you provide when you contact us for support or feedback.

2.2 Information Collected Automatically

When you use the App, certain information may be collected automatically, including:

• Device Information: Device type, operating system, unique device identifiers, and mobile network information.

• Usage Data: How you interact with the App, including features accessed, articles read, time spent in the App, and navigation patterns.

• Log Data: IP address, access times, app crashes, and system activity.

2.3 Information from Third-Party Services

If you subscribe to premium content through in-app purchases, transaction and subscription data is processed by Apple (App Store) or Google (Google Play). We receive limited information from these platforms to verify your subscription status but do not have access to your full payment details (such as credit card numbers).

3. HOW WE USE YOUR INFORMATION

We use the information we collect for the following purposes:

• To Provide the Services: Deliver content, manage your account, and process subscriptions.

• To Improve the Services: Analyze usage patterns to enhance features, content, and user experience.

• To Communicate with You: Send service-related notifications, respond to inquiries, and provide customer support.

• To Send Promotional Content: With your consent, send updates about new features, content, or offerings. You may opt out at any time.

• To Ensure Security: Detect and prevent fraud, abuse, or unauthorized access.

• To Comply with Legal Obligations: Respond to legal requests and enforce our Terms of Use.

4. HOW WE SHARE YOUR INFORMATION

We do not sell your personal information to third parties.

We may share your information in the following circumstances:

4.1 Service Providers

We work with third-party companies that help us operate and improve the Services. These providers have access to your information only to perform specific tasks on our behalf and are obligated to protect your data. Our service providers include:

• Firebase (Google): Authentication, analytics, push notifications, and app performance monitoring.

• RevenueCat: Subscription management and in-app purchase processing.

• Supabase: Database and backend services.

• Apple and Google: In-app purchase processing and subscription management through their respective app stores.

4.2 Legal Requirements

We may disclose your information if required by law, legal process, or government request, or if we believe disclosure is necessary to:

• Comply with applicable laws or regulations;

• Protect the rights, property, or safety of SMS, our users, or others;

• Enforce our Terms of Use; or

• Respond to claims that content violates the rights of third parties.

4.3 Business Transfers

If SMS is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any change in ownership or use of your personal information.

5. DATA RETENTION

We retain your personal information for as long as your account is active or as needed to provide the Services. We may also retain certain information as required by law or for legitimate business purposes, such as resolving disputes or enforcing our agreements.

If you delete your account, we will delete or anonymize your personal information within a reasonable timeframe, except where retention is required by law.

6. DATA SECURITY

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account.

7. YOUR CHOICES AND RIGHTS

7.1 Account Information

You may update or correct your account information at any time by accessing your account settings within the App or by contacting us at support@stockmarketscouts.com.

7.2 Push Notifications

You may opt out of receiving push notifications by adjusting your device settings or the notification preferences within the App.

7.3 Promotional Communications

You may opt out of receiving promotional emails by clicking the "unsubscribe" link in any promotional email or by contacting us directly. Opting out of promotional communications does not affect service-related messages.

7.4 Data Access and Deletion

You may request access to the personal information we hold about you or request deletion of your data by contacting us at support@stockmarketscouts.com. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

8. INTERNATIONAL USERS

The Services are operated from the United States. If you are accessing the Services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States, where data protection laws may differ from those in your country.

By using the Services, you consent to the transfer of your information to the United States and the use of your information in accordance with this Privacy Policy.

8.1 Users in the European Economic Area (EEA) and United Kingdom

If you are located in the EEA or United Kingdom, you may have additional rights under the General Data Protection Regulation (GDPR) or UK GDPR, including:

• Right of Access: Request a copy of the personal data we hold about you.

• Right to Rectification: Request correction of inaccurate or incomplete data.

• Right to Erasure: Request deletion of your personal data under certain circumstances.

• Right to Restriction: Request that we limit how we use your data.

• Right to Data Portability: Request a copy of your data in a structured, machine-readable format.

• Right to Object: Object to our processing of your data for certain purposes.

• Right to Withdraw Consent: Withdraw consent at any time where we rely on consent to process your data.

To exercise these rights, contact us at support@stockmarketscouts.com. We may need to verify your identity before processing your request.

8.2 Users in India

If you are located in India, you may have rights under the Digital Personal Data Protection Act, including the right to access, correct, and delete your personal data. To exercise these rights, contact us at support@stockmarketscouts.com.

8.3 Users in the Philippines

If you are located in the Philippines, you may have rights under the Data Privacy Act of 2012, including the right to access, correct, and delete your personal data. To exercise these rights, contact us at support@stockmarketscouts.com.

9. CHILDREN'S PRIVACY

The Services are not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete that information as soon as possible.

If you believe we have collected information from a child under 18, please contact us at support@stockmarketscouts.com.

10. THIRD-PARTY LINKS

The App may contain links to third-party websites or services that are not operated by us. This Privacy Policy does not apply to third-party sites. We encourage you to review the privacy policies of any third-party services you access.

11. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will update the "Effective Date" at the top of this policy and notify you through the App or by email.

Your continued use of the Services after any changes constitutes acceptance of the revised Privacy Policy.

12. CONTACT US

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Stock Market Scouts, LLC 501 Union Street, Suite 545 PMB 608283 Nashville, TN 37219 Email: support@stockmarketscouts.com

By using the Stock Market Scouts mobile application, you acknowledge that you have read and understood this Privacy Policy.